Terrorism in Europe by Muslims receives a significant amount of media and political attention. Many people contend that this focus is misplaced. They cite Europol data allegedly showing that the overwhelming majority of terrorist incidents in Europe are nothing to do with Muslims. The Europol reports are being cited accurately. However the reliance being put upon them is entirely wrong, because they contain no data on the seriousness of the incidents reported. The data on fatalities shows that since 2001 the overwhelming majority of deaths in the European Union from terrorism are attributable to Muslims.
This is the most definitive study I know of investment returns over the last century. The authors look at equities, bonds, treasury bills, inflation and currencies for 16 countries. The book is very clearly written and the high quality colour charts and tables make the data easy to absorb.
My 51 minute lecture with slides given at Finchley Progressive Synagogue. It covers both the common interests of British Jews and Muslims and the causes of tension and division. I explain in detail how the Muslim Jewish Forum of Greater Manchester was designed to sidestep the problems, and why it has succeeded over the last 11 years.
An antisemite is a person who hates Jews. Hatred is a mental state. Deciding if someone is antisemitic requires evidence in the form of words or deeds. What the person says about Israel may be such evidence. However such utterances need to be assessed alongside other evidence to determine whether the person hates Jews. Assertions denying one is antisemitic will not displace the conclusion drawn from words or deeds, if those clearly evidence antisemitism.
Many people today are apathetic. Some people are apathetic because they wrongly believe the world cannot be changed. Others wrongly believe the world can be changed easily and quickly, and give up when success is not immediate. Both wrong perceptions lead to apathy. The antidote to apathy is belief in the possibility of change combined with realism about how long it will take and how hard it will be.
This page gives the background to my being awarded an MBE in the Queen's Birthday Honours List on 10 June 2016, and my reaction to the award. It recognises what the Muslim Jewish Forum of Greater Manchester has achieved over the last 11 years, and I hope will encourage others in the service of the community.
My article originally published in the magazine "Tax Notes International" points out that VAT systems developed in an environment of conventional finance. Particularly where one of the parties is not in business, or is carrying on an exempt or partially exempt business, Islamic finance risks incurring higher VAT costs than conventional finance. The approaches taken by four countries, South Africa, Singapore, Malaysia and the UK have some aspects in common, while other parts of their approaches differ. The article also makes some general policy recommendations.
The Conservative Home website has relatively strict limits on the length of articles. Accordingly when I wrote a piece explaining my position on the EU Referendum, I concentrated on the three key issues. They are security, prosperity, and Britain's influence in the world. I also concentrated on being positive.
Muslims fast because God commands us to. However each of us has their own personal perspective on Ramadan. I used my 90 second "Thought for the Week" broadcast on BBC Radio Manchester to explain that for me Ramadan is primarily an opportunity to reduce my external activities to spend more time on reading and reflection.
The EU Referendum is the most important decision the British people have faced for a generation. Whether the UK remains in or leaves the EU will affect many aspects of our national life. Like many, I have become frustrated by the poor quality of the discussion in the arguments about the referendum. Accordingly, I have created this page to discuss the key topics in detail. I am writing from my Remain perspective, but welcome contrary views from Leave supporters.
Investment trusts are closed ended investment companies which are listed on a stock exchange. Their shares often trade at a discount. Share buybacks at a price above the quoted price but below net asset value benefit both selling shareholders and continuing shareholders. That is why I normally support them. This page contains my article "Why you should encourage share buybacks by investment trusts" published in "The Private Investor" using material from my page "Why I always vote against trading company share repurchases."
Many people wrongly use the word "Israeli" to mean "Israeli Jew." However 25% of Israelis are not Jewish. They face severe discrimination. I recommend what Israeli Arabs can do to make their lives better, how Britons can help them, and what the Israeli government should be doing. Improving Israeli Arabs' lives should also advance the cause of Israeli / Palestinian peace.
Identifying and arresting terrorists is of course vital for our security. However, preventing people becoming terrorists is just as important. Ever since the "Prevent" programme was initiated, many within UK society have demonised it. On 8 May 2016 I took part in a debate about Prevent. An audience member recorded the debate and posted it on Facebook. Accordingly I have embedded it on my website page. During the debate I stressed that the first victim of radicalisation is the person who is radicalised and who may throw his or her life away. The Prevent programme, and specifically the Channel programme, is about helping such people, not about criminalising them.
The two main reasons for studying a subject at university are its intrinsic interest and its value for a career. The relative weights given to these two criteria vary from person to person. Growing numbers of UK universities are offering masters' degrees in Islamic finance. However, if UK students are taking them for career enhancement, mis-selling may be taking place.
During the recent election campaign for Mayor of London, many Muslims, as well as many non-Muslims, considered Zac Goldsmith's campaign for Mayor of London to be highly inappropriate. Quite a few people complained to me during the campaign. I shared their concerns, but considered it inappropriate to comment publicly while the campaign was underway. Now that the campaign is over have published my concerns to explain why I consider the campaign to have been deplorable.
I was asked to speak for 10 minutes to a primarily Muslim audience on why the UK should remain in the European Union. I focused on the importance of the EU to our economy. In particular I explained from first principles what the single market is about, and how it makes us richer, using the car industry and financial services as examples. I also pointed out how the most vociferous opponents of the EU are also often also anti-Muslim.
I recently gave the second Annual Religious Freedom Lecture of the J. Reuben Clark Law Society UK and Ireland Chapter. The United Nations' Universal Declaration of Human Rights article 18 sets the global standard for freedom of thought, conscience and religion and it has my full support. I used the lecture to explain how the Declaration is consistent with Islam. My approach was to first explain the basic sources of Islam before going on to show how some key principles of Islam, clearly stated in the Quran, support religious freedom. 40 min audio recording with self-advancing PowerPoint slides.
A growing number of people are in defined contribution pension schemes. Many Muslims in such schemes want Shariah compliant pension arrangements. There is adequate Shariah compliant provision for the investment phase of pension schemes, but not for the retirement phase. In particular Shariah compliant annuities are needed to satisfy retirees' financial requirements. Developing a market for Shariah compliant annuities will also help sukuk issuers to access longer term funds than they can at present.
Having a successful marriage requires taking it seriously, and making the right decisions, both before and after the wedding. While my wife and I have been happily married for many years, I have also observed many other people in unhappy marriages. Hence I have written 10 specific pieces of advice aimed at Muslim women. 8 of those are also relevant to Muslim men.
Terrorists who are Muslims hold a relatively consistent set of religious beliefs which are shared by other Muslims not currently engaged in violence. Holding extreme views by itself damages peoples' lives, as well as increasing the risk of people going on to become terrorists. Government policies can reduce such religious extremism without infringing the freedom of religion. Some concrete proposals are set out.
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This conflict has endured for over 60 years. It matters because of the status of Jerusalem and because many see the conflict as a religious one. Achieving peace requires difficult concessions from both parties but a two state agreement is the only realistically acceptable solution. It is essential for Israel to avoid policies that would make a two state solution impossible.
Blasphemy features prominently in the news from time to time. Many believe that blasphemy should be a criminal offence everywhere, as it already is in some countries. In the UK the blasphemy law only ever applied to Christianity, and has been abolished. I believe it should remain abolished. In my view Islam does not prescribe any penalty in this world for blasphemy.
Like many other Muslims, I am fed up with hearing the refrain "Why do Muslims not speak up and condemn the terrible things that are done in the name of Islam?" The reality is that Muslims have condemned terrorism time and again. However quite often the media gives very little coverage to the condemnations. They may get a slight mention, and then they are forgotten. Accordingly I have created this page and will add to it from time to time condemnations that I regard as particularly significant.
Prime Minister David Cameron has consistently expressed concern about non-violent extremism as well as violent extremism. His most recent speech on this was given in Birmingham on 20 July 2015. While many Muslims have criticised his speech, in my opinion the Prime Minister is right. Non-violent extremism ruins the lives of those who fall into it, even if they do not progress to violent extremism.
There are many Islamic finance glossaries available on the internet. I have create another due to some specific objectives about spelling and to give more detailed explanations than the typical glossary. The glossary will grow slowly as I add words to it. If there is a word you would like me to include, please let me know.
Being overweight has health risks and also makes career success harder. After receiving unwelcome news in my annual medical, over the year to July 2014 I reduced my weight simply by counting calories. It was much easier than I expected.
Many Muslims use the word "Islamophobia" as if it meant "hatred of Muslims." However it does not; the word Islamophobia has a distinct established meaning. Accordingly, when Muslims complain about Islamophobia when they intend to complain about anti-Muslim hatred, they are making a mistake. Complaining about Islamophobia makes it easy for people who really do hate Muslims to claim the moral high ground of defending freedom of speech. Instead, Muslims need to be focused and complain about what matters, which is anti-Muslim violence and anti-Muslim hatred.
In this 22 minute acceptance speech I explained why I regard my life as so blessed, and why I do what I do in retirement. I also gave the students five pieces of advice, and encouraged them to give to the College.
Marrying your first cousin increases the risk of your children having a serious genetic disorder. As well as discussing the risks, I link a number of scientific papers, so that readers are not left in any doubt regarding the facts.
I am the principal author of this report published by the Qatar Financial Centre Authority and the International Tax and Investment Center. It looks at the taxation of four common Islamic finance structures: commodity murabaha, sukuk, salaam and istisna in eight MENA region countries: Egypt, Jordan, Kuwait, Libya, Oman, Qatar, Saudi Arabia, Turkey and also in the Qatar Financial Centre. The report recommends how these countries should adapt their tax systems to facilitate Islamic finance.
Why does capitalism work in the West, but fail in so many other countries? In the 1990s Hernando de Soto and his colleagues went fact-finding. They went into the streets of developing and former communist nations to learn what real people are achieving inside and outside the formal economy. They found that even poor people in such countries have assets and savings which could be used for successful capitalism, but nevertheless these countries are underdeveloped. In this book they summarise their findings and explain the key changes underdeveloped countries need to make to transform their economies.
An explanation of my view that the euro was created to increase the cross-border integration of european business and an analysis of what has gone wrong and what needs to be done. I forecast that all current members, even Greece, will remain within the eurozone.
Most people see only their own CV. I have seen many, most of them written in ways that would get them rejected by a recruiter. I have illustrated the failings with a real life "before" and "after" example.
Curriculum for Cohesion is an inter-disciplinary research project that is developing a method for understanding the nature of religion in a multi-faith world, with a focus on Islam, to inform the practice of teachers, lecturers, prison officers and the judiciary.
I am a patron. It is probably the most important charitable activity of my life.
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