Mandelbrot set image very small
Serious writing for
serious readers
Follow @Mohammed_Amin
Join my
email list

Search this site

Custom Search
Tap here for MENU


See above for the menu and a Google site search box.
Below are the 20 newest pages + the 20 pages I most recommend.

See below for the 20 newest pages followed by the 20 pages I most recommend.

Tap the MENU box above for a site menu and a Google site search box. These are also at the bottom of every page.

Newest pages on this site

The latest 20, newest first, are listed below.

Do Muslims behave like Homo Islamicus?
Does Islamic banking meet different needs from those met by conventional banking? Not in my view. However Islamic economists envisage Islamic finance as part of a completely different economic system. Underlying Islamic economics is "Homo Islamicus" who behaves quite differently from the classical "Homo economicus." In contradiction, I do not see the economic behaviour of real Muslims as being materially different from that of real non-Muslims.
Resources on religious freedom
Freedom of religion and belief, usually abbreviated as religious freedom, as set out in Article 18 of the Universal Declaration of Human Rights, is a fundamental human right. No country that seriously restricts religious freedom can call itself free, and I would never voluntarily live in such a country. There are many excellent resources on freedom of religion and this page helps readers find some of them.
Who would suffer most from UK / EU trade restrictions?
In the EU Referendum, voters chose for the UK to leave the EU. However the nature of the UK's future trade relationship with the EU needs to be determined. More trade restrictions are always worse than fewer restrictions. The article considers the most extreme restrictions possible and shows how the UK would suffer far more from these than would the rest of the EU.
Success tip: Learn to say "Yes" - it leads to many new opportunities
Sensible time management requires you to often say "No." However whenever possible, say "Yes", especially when asked to do something you have never done before. It will develop you professionally and personally.
Review of "The Battle for British Islam: Reclaiming Muslim Identity from Extremism" by Sara Khan with Tony McMahon
The main author of this book, Sara Khan, has practical experience of preventing young people being radicalised. The book covers the main groups in the UK which promote an extreme and intolerant version of Islam and shows how the Government's Prevent programme has been systematically maligned by its opponents. It also profiles the many unsung heroes who are promoting an inclusive vision of Islam in Britain.
Religious freedom is fundamental for a free society
Because we have it, Britons take religious freedom for granted. The best definition of religious freedom is in Article 18 of the Universal Declaration of Human Rights. Religious freedom is of course incompatible with theocracy. However there are limits to religious freedom, and your religious beliefs do not entitle you to harm other people.
Success tip: Accept that life requires you to make choices
Many of the things we want are incompatible. Achieving personal or professional success requires you to choose which you want. Even when goals are not incompatible, you need to decide where to focus your energies.
Why is France doing so badly at integrating Muslims?
France, the USA and the UK are all liberal democracies which have seen significant Muslim immigration. While the UK and the USA face some challenges, overall Muslim integration in both countries has progressed well. However France lags behind. Secularism cannot be the explanation, since the US constitution is as secular as France's. In my view France's relative under-performance arises from refusal to accept that any change, no matter how minimal, is required of the French state.
Seeing what you want to see in major events
What people say about 9/11 and its implications tells you much about how they see the world.
Speech at Muslim Jewish Forum of Greater Manchester dinner to celebrate my MBE award
I hosted a dinner for some current and former members of the Forum's Executive. During the dinner, I gave a 5 ½ minutes speech explaining how much the Forum has changed my life, and my analysis of why it has succeeded. I recorded the speech on my iPhone.
Network for a Free Society - How ideas can change the world
More than anything else, the world is shaped by our ideas and the way we think. That is why I direct my charitable donations towards organisations that generate and spread good ideas. Poor countries are poor because they are badly governed and because they pursue bad economic policies. Network for a Free Society sets out to address this deficit directly, by distributing good ideas around the world. I was struck by their 2016 Annual Report and have shared it on this page.
Review of "1948: A History of the First Arab-Israeli War" by Benny Morris
Views about the Arab / Israeli dispute are highly polarised, and the history is strongly contested. Israel's birth saw civil war between Jews and Palestinians and war between Israel and the surrounding Arab states. Benny Morris has written a detailed, well documented and very readable account of the conflict. Everyone, regardless of their existing views of the dispute, will learn from reading it.
Our country's non-negotiable values need to be properly specified
Citizens obeying the law is insufficient to achieve a cohesive society. We also need citizens to share a common set of basic values. The UK has been attempting for about 10 years to define these values for our society and there is now a short list. However the values need definition in language that courts can apply. Also I consider that calling them "British values" is a mistake.
Why fixed return contracts predominate in Islamic banking
I received an interesting enquiry from a PhD student in Germany. He expected Islamic banks to primarily use profit participating contracts. He found that, in practice, fixed return contracts overwhelmingly predominate in Islamic banking. I already knew this and explained to him that fixed return contracts are used for commercial reasons. Profit participating contracts are actually very unattractive to Islamic banks, and also to their customers.
Why critics of the Home Office’s Shariah Law Review are wrong
Many Muslim women receive poor treatment when seeking a religious divorce from a Shariah tribunal. Accordingly, the Government is reviewing how Shariah law operates in the UK. The review has been heavily criticised by some people. I explain why the critics have missed the point.
Building a cohesive society depends on you
A society is cohesive if its members belong to groups with many overlaps and linkages. Unfortunately the wrong Government actions can increase separateness. Instead government policy needs to focus on increasing cohesion. However the individual choices each of us makes every day are, if anything, even more important. Choosing to engage with people who differ from you will be more developing for you personally, and will also make society more cohesive.
The introduction of standardised Islamic foreign exchange forwards
International business almost always gives rise to foreign exchange risk. Derivative contracts assist conventional companies to manage foreign exchange risk, but are not considered Shariah compliant. A Shariah compliant foreign exchange forward contract has now been developed. There is standard documentation which should make the contract easy to use.
Publish convicted terrorists’ biographies
Terrorism and intended terrorism by Muslims is a serious problem. However many downplay it, forgetting the many would-be terrorists who have been convicted in the UK. Meanwhile, many others deny that radicalisation is a real process. The Government should publish information after terrorism trials which would demonstrate how widespread the terrorism problem is, and the many similarities in the pathways to radicalisation.
Downplaying European terrorism committed by Muslims
Terrorism in Europe by Muslims receives a significant amount of media and political attention. Many people contend that this focus is misplaced. They cite Europol data allegedly showing that the overwhelming majority of terrorist incidents in Europe are nothing to do with Muslims. The Europol reports are being cited accurately. However the reliance being put upon them is entirely wrong, because they contain no data on the seriousness of the incidents reported. The data on fatalities shows that since 2001 the overwhelming majority of deaths in the European Union from terrorism are attributable to Muslims.
Review of "Triumph of the Optimists: 101 Years of Global Investment Returns" by Elroy Dimson, Paul Marsh and Mike Staunton
This is the most definitive study I know of investment returns over the last century. The authors look at equities, bonds, treasury bills, inflation and currencies for 16 countries. The book is very clearly written and the high quality colour charts and tables make the data easy to absorb.

Top 20 pages

The pages I most recommend listed in alphabetical order.

A brief introduction to Islam for non-Muslims
For many years non-Muslims have asked my wife and me for a simple and short introduction to Islam. Unable to find anything quite suitable, I decided to write it myself.
A guide to Quran translations
If you want to understand the Quran and don't speak Arabic, you need a translation, but where do you start?
A personal view of the Israel / Palestine conflict
This conflict has endured for over 60 years. It matters because of the status of Jerusalem and because many see the conflict as a religious one. Achieving peace requires difficult concessions from both parties but a two state agreement is the only realistically acceptable solution. It is essential for Israel to avoid policies that would make a two state solution impossible.
Blasphemy should never be a crime
Blasphemy features prominently in the news from time to time. Many believe that blasphemy should be a criminal offence everywhere, as it already is in some countries. In the UK the blasphemy law only ever applied to Christianity, and has been abolished. I believe it should remain abolished. In my view Islam does not prescribe any penalty in this world for blasphemy.
Compendium of Muslim condemnations of terrorism
Like many other Muslims, I am fed up with hearing the refrain "Why do Muslims not speak up and condemn the terrible things that are done in the name of Islam?" The reality is that Muslims have condemned terrorism time and again. However quite often the media gives very little coverage to the condemnations. They may get a slight mention, and then they are forgotten. Accordingly I have created this page and will add to it from time to time condemnations that I regard as particularly significant.
Glossary of Islamic finance terms
There are many Islamic finance glossaries available on the internet. I have create another due to some specific objectives about spelling and to give more detailed explanations than the typical glossary. The glossary will grow slowly as I add words to it. If there is a word you would like me to include, please let me know.
How to control your weight
Being overweight has health risks and also makes career success harder. After receiving unwelcome news in my annual medical, over the year to July 2014 I reduced my weight simply by counting calories. It was much easier than I expected.
Islamophobia – a trap for unwary Muslims
Many Muslims use the word "Islamophobia" as if it meant "hatred of Muslims." However it does not; the word Islamophobia has a distinct established meaning. Accordingly, when Muslims complain about Islamophobia when they intend to complain about anti-Muslim hatred, they are making a mistake. Complaining about Islamophobia makes it easy for people who really do hate Muslims to claim the moral high ground of defending freedom of speech. Instead, Muslims need to be focused and complain about what matters, which is anti-Muslim violence and anti-Muslim hatred.
Marriage tips for Muslim women (and men)
Having a successful marriage requires taking it seriously, and making the right decisions, both before and after the wedding. While my wife and I have been happily married for many years, I have also observed many other people in unhappy marriages. Hence I have written 10 specific pieces of advice aimed at Muslim women. 8 of those are also relevant to Muslim men.
Muslims misguided enough to abandon Islam are free to do so
Apostasy is a controversial subject, and this item generated more comments than any other blog I have written.
My Clare College "Alumnus of the Year" speech
In this 22 minute acceptance speech I explained why I regard my life as so blessed, and why I do what I do in retirement. I also gave the students five pieces of advice, and encouraged them to give to the College.
Playing Russian roulette with my baby's health
Marrying your first cousin increases the risk of your children having a serious genetic disorder. As well as discussing the risks, I link a number of scientific papers, so that readers are not left in any doubt regarding the facts.
Report on the cross-border taxation of Islamic finance in the MENA region
I am the principal author of this report published by the Qatar Financial Centre Authority and the International Tax and Investment Center. It looks at the taxation of four common Islamic finance structures: commodity murabaha, sukuk, salaam and istisna in eight MENA region countries: Egypt, Jordan, Kuwait, Libya, Oman, Qatar, Saudi Arabia, Turkey and also in the Qatar Financial Centre. The report recommends how these countries should adapt their tax systems to facilitate Islamic finance.
Review of "The Mystery of Capital" by Hernando de Soto
Why does capitalism work in the West, but fail in so many other countries? In the 1990s Hernando de Soto and his colleagues went fact-finding. They went into the streets of developing and former communist nations to learn what real people are achieving inside and outside the formal economy. They found that even poor people in such countries have assets and savings which could be used for successful capitalism, but nevertheless these countries are underdeveloped. In this book they summarise their findings and explain the key changes underdeveloped countries need to make to transform their economies.
The benefits and costs of joining a political party
Few British citizens are members of a political party. I explain how much influence joining a party gives you, even if you don't have time to get actively involved.
The Euro – Conception, Complications & Prognosis
An explanation of my view that the euro was created to increase the cross-border integration of european business and an analysis of what has gone wrong and what needs to be done. I forecast that all current members, even Greece, will remain within the eurozone.
The importance of speaking proper English
You are more likely to succeed in life if your spoken English is outstandingly good. I give some simple advice on how you can improve it.
Think about your CV
Most people see only their own CV. I have seen many, most of them written in ways that would get them rejected by a recruiter. I have illustrated the failings with a real life "before" and "after" example.
Triangulating the Abrahamic faiths
How do you measure the relative closeness of Judaism, Christianity and Islam?
Write to the media and politicians
In Britain, we have the right to free speech, and should make our voice heard. I have explained why we should write letters and website comments, and set out how to maximise your effectiveness.

There is a lot more on the site; use the menu above or the one page view.

What you do matters

We cannot change others except by persuasion. However, each of us can change ourselves, lead by example and take personal action. That changes the world.

Read "What you can do."

The logo

My logo is the Mandelbrot set.

Curriculum for Cohesion

Curriculum for Cohesion is an inter-disciplinary research project that is developing a method for understanding the nature of religion in a multi-faith world, with a focus on Islam, to inform the practice of teachers, lecturers, prison officers and the judiciary.

I am a patron. It is probably the most important charitable activity of my life.



About me

Contact me

One page view of entire site


Religion and community cohesion

Islamic finance

Book reviews

Thought for the week

Israel / Palestine dispute

Success tips

What you can do


TV radio & video

Muslim Council of Britain

Film reviews

Site philosophy


Twitter Feed

Custom Search

Follow @Mohammed_Amin

Tap for top of page

Each of us changes the world every day. We can choose to make it a better place.

© Mohammed Amin 2010-2016.

Everything on this site, other than comments made using the comments facility, is written by me in a personal capacity and should not be attributed to any organisation with which I may be associated. None of it constitutes professional advice, and no legal responsibility is accepted to anyone who acts, or refrains from acting, as a result of reading or watching anything posted on this site.

Comments made on this site using the comments facility are the responsibility of the individual comment authors. If you consider that any comment defames you, please email Mohammed Amin using the facility on the "Contact me" page, specifying the page, the comment author and the date and time of the comment, and the reasons it is defamatory so that the comment can be removed.

I do not use cookies to track my visitors or to gather data on them. This website is enrolled with Google Analytics to enable analysis of visitors by geography, browser type, new or repeat visitors etc. and Google may use cookies. See how Google uses data when you use Google's partners' sites. If you do not wish to have your data used by Google Analytics, please visit Google Analytics opt-out browser add-on and install the add-on.

The ownership of this site is stated on the "Legal" page. Mohammed Amin is a participant in the Amazon EU Associates Programme, an affiliate advertising programme designed to provide a means for sites to earn advertising fees by advertising and linking to